Hack 12 | Online Shopping

Intentional Spending: Instead of buying something just because it’s on sale, figure out what you need then find the best price for it.

Find the Right Time to Buy: Your local library may have a subscription to Consumer Reports, so you can help find the best brand and model for a specific thing you are looking to buy. Consumer Reports also lists the “Best Time to Buy Things“.

Buy Refurbished: Determine if this is an item that you would buy refurbished or used to get it at a better price.

Locate coupons: This can be done when signing up for a newsletter, Googling if the website has coupons, or using a browser extension like Capital One Shopping that can find coupons.

Use Cashback sites:

Rakuten (Referral Link), ShopBack (Referral Link), and Capital One Shopping (Referral Link) can often net you an extra 5-10% cashback. I just opt to use whichever one has the best deal for the site I decide to purchase from.

Check your credit card website to see if they have an offer for even more cashback

Between Coupons / Sales / Cashback I try to get 40%+ off so, if needed, I can typically sell things for what I purchased them for through Facebook Marketplace.

Add it to your Gift List: For those items on your list that never seem to go on sale, add those to your Birthday / Christmas list as not everyone is looking to find the best deal.